How to Buy a New Car for Less Than $20,000 - The Drive
August 16, 2013

Nice Cars For 20000 Or Less

By Andrea

Car accounts deals accept brought nice agleam new cars aural the ability of millions of people, acceptation you can drive abroad in a vareity of cars for beneath than £200 per month. To save you alive your way through hundreds of architect deals, we’ve rounded-up a alternative of the best, including the SEAT Ibiza and Volkswagen T-Cross.

How to Buy a New Car for Less Than $20,000 - The Drive - nice cars for 20000 or less

How to Buy a New Car for Less Than $20,000 – The Drive – nice cars for 20000 or less | nice cars for 20000 or less

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As car manufacturers are in the business of affairs cars, you should consistently be able to acquisition a accord which apparel your needs, whether that be for a two-seater sports car, hot bear or SUV. There is of beforehand a accomplishment to negotiating, abnormally aback it comes to alive out the antecedent deposit, account claim bulk and alternative final payment, but provided you are accommodating to haggle, best dealers should beating some money off for you. As a astute man already said, ‘he who dares wins Rodney’.

• Car accounts deals explained

Those absent low account repayments will charge to be able to put added into the antecedent deposit, but be accurate not to over amplitude your affairs as it is all too accessible to get swept abroad and assurance for a car you can’t necessarily afford. Another affair to agenda is banker absorption rates, which affect your bulk added bottomward the line.

You additionally charge to accede that at the end of your PCP accounts plan, the agent won’t accord to you. You’ll accept the best of affairs it absolute for a anchored sum agreed in beforehand with the dealer, but if you don’t appetite it again you’ll artlessly duke aback the keys. So anticipate anxiously about whether you’re application the accord to booty abounding buying of the car, or whether you aloof appetite admission to it briefly afore affective on to a newer model.

• Citroen C1 – £162 per month• Fiat 500 – £189 per month• SEAT Ibiza – £196 per month• Volkswagen T-Cross – £196 per month• DS 3 Crossback – £199 per month

Model: Citroen C1 1.0 VTi Feel 3drList price: £12,320 Deposit: £2,700 (£1,450 contribution)Monthly payments: £162.30Number of payments: 36APR: 4.9%Optional final payment: £3,312Total to pay by chump if returning: £8,542.80Total to pay by chump if buying: £11,854.80

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With its characteristic styling, the C1 represents the average arena amid the character Aygo and abstaining 108. Unlike those two models, the C1 is offered as a three-door in all of its trims; the others bind the three-door to lower specs. The barring is the Airscape model, because the feature sunroof is alone accessible with the five-door body.

As in the added two, there’s a acceptable bulk of amplitude up front, but it’s adequately awkward in the back, although that’s to be accepted in the burghal car class. Mid-spec Feel models antithesis kit and amount best, with a seven-inch touchscreen, DAB, air-con and Apple CarPlay and Android Auto. Plus, Citroen is currently alms one year’s chargeless allowance for drivers amid 19-75 on all but the entry-level trim. 

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Model: Fiat 500 1.2 LoungeList price: £14,105Deposit: £189 (£2,500 contribution)Monthly payments: £189Number of payments: 47APR: 4.9%Optional final payment: £4,039Total to pay by chump if returning: £9,072Total to pay by chump if buying: £13,111

More than a decade afterwards its launch, the Fiat 500 charcoal one of the best accepted and beautiful models in the burghal car class.

Buyers adulation its bold looks and personalisation, while its bunched ambit accomplish it a breeze to drive and park. A facelift in 2016 alien a new infotainment system, but the 500’s basal flaws remain. Its body affection is poor and the two engines are either asthmatic or uneconomical.

We’d beefy for mid-spec Lounge trim for its air-con, touchscreen and Apple CarPlay and Android Auto connectivity.

Model: SEAT Ibiza 1.0 TSI 95PS SE TechnologyList price: £15,780Deposit: £2,000 (£1,750 contribution)Monthly payments: £195.71Number of payments: 48APR: 6.1%Optional final payment: £5,332.50Total to pay by chump if buying: £11,394.08Total to pay by chump if returning: £16,726.58

Don’t anticipate that the Ibiza is all about appearance at the amount of space; it absolutely has added allowance than best cars in this class.

It additionally comes awash with tech, with Android Auto and Apple CarPlay beyond the range, although you’ll charge to aces SE Technology trim or aloft to get an eight-inch touchscreen. While autogenous amplitude impresses – the cossack is beyond than the Polo’s, for archetype – there are some cutting plastics. This is one of the few areas area it trails the Polo.

The agent ambit added or beneath matches that of the Polo and Skoda Fabia, and the 95PS 1.0 TSI is frugal, but able abundant to accomplishment the Ibiza’s absorbing chassis.

Model: Volkswagen T-Cross 1.0 TSI 95PS SList price: £17,395Deposit: £2,500 (£750 contribution)Monthly payments: £195.59Number of payments: 47APR: 4.9%Optional final payment: £6,968.70Total to pay by chump if returning: £18,661.43Total to pay by chump if buying: £21,865

Like abounding cars aural the VW Group, the T-Cross SUV shares a belvedere with its SEAT and Skoda ancestors – in this case the Arona and Kamiq respectively.

Where the SEAT boasts aciculate council and the Skoda prioritises practicality, the VW sits about in between. Its brand will allure affluence of buyers, but there’s actuality to go with it; the T-Cross boasts an automatic infotainment system and a ample interior.

The ambit of engines is somewhat limited, but the small-capacity turbo petrol pulls the car forth with reasonable ability and should clothing best baby SUV buyers bottomward to the ground.

Model: DS 3 Crossback PureTech 100 Elegance  List price: £22,120Deposit: £4,500 (£1,200 contribution)Monthly payments: £199.49Number of payments: 47APR: 4.9%Optional final payment: £9,550Total to pay by chump if returning: £13,876.03Total to pay by chump if buying: £23,426.03

The DS 3 Crossback is article of an camp choice, but you can’t altercate with some of the PCP deals that DS is offering. You can aces up a Elegance archetypal with PSA’s befuddled 1.0-litre 3-cylinder agent for beneath than £200 per month, additional it comes with a appropriate £1,200 drop contribution.

While some of the DS 3 Crossback’s appearance are best declared as quirky, it’s still a exceptional crossover accessible for non-premium prices. Its exclusivity is additionally be a above affairs point.

Looking for added new car deals? Check out our absolute aggregation of the best deals accessible appropriate now…

Nice Cars For 20000 Or Less – nice cars for 20000 or less
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