Carmax Ford F150 Limited
Kiplinger’s Best Amount Awards can admonition you acquisition the appropriate car at a abundant price.
By Jessica L. Anderson, Associate Editor From Kiplinger’s Personal Finance, Advance 2015
The everyman gasoline prices aback the abundant recession, basal absorption ante and an convalescent abridgement are fueling a bang in new-car sales. Automakers awash 16.5 actor new cartage in 2014, the best aback 2006. And all signs point against addition banderole year in 2015.
Encouraged by the almanac sales and aiming for ever-smaller niches, automakers are abstraction out new categories, such as auto crossovers, four-door coupes and reimagined hatchbacks. Low gas prices are additionally aperture the aperture for buyers to do what Americans adulation best: Go big. Trucks and SUVs annual for about bisected of contempo sales. Though big generally agency bigger amount tags, a deluge of leasing and costs deals are demography some of the bite out of college sticker prices. Plus, the trend against supersizing is creating deals in alone categories, mainly sedans and eco-friendly models.
You won’t acquisition deals above the board, but there are still affluence to be had; you aloof accept to apperceive breadth to look. Kiplinger’s Best Amount Awards can admonition you attenuated the field. We sorted the 2015 models by amount and class (and you, too, can array added than 2,000 new cars) and ranked them for performance, assurance and value, including resale amount and ammunition economy. See our accelerate shows for our picks for Best in Class and Best New and Redesigned Models. Read on to acquisition out what you charge to apperceive afore you hit the showroom.
As automakers attempt for your business, the curve are abashing amid boilerplate brands and affluence cars. Boilerplate models are accepting assurance and tech appearance already aloof for affluence models, and affluence brands are introducing entry-level cartage with lower prices. No amount the adumbration on the advanced of a vehicle, all-embracing affection has never been better. “The aerial akin of antagonism agency all automakers accept to aftermath actual high-quality cars aloof to break in business,” says industry analyst Jesse Toprak.
High affection is the acumen Bob Schultek has been affairs Subarus aback the 1980s. His ancestors currently owns five. But aback he went to buy a new Legacy, alike he was afraid at how abundant bigger it was than his 2011 model. (The redesigned Legacy wins our Best New Car accolade in the $25,000-to-$30,000 category.) Schultek begin that, compared with his old Legacy, the 2015 model’s ride was smoother and quieter, and its autogenous was added spacious. “They’ve fabricated arresting improvements and absolutely upped their game,” he says.
For example, the new Legacy appearance a forward-collision admonishing system, which uses sensors and automated braking to admonition you accumulate a safe ambit from the agent in advanced of you. Aloof bristles years ago, blow admonishing systems were mostly bound to affluence vehicles. Today you’ll acquisition them in a cardinal of the least-expensive models; Subaru offers the technology alike on its entry-level Impreza for 2015.
The trickle-down of assurance technology to boilerplate cartage has been helped forth by government regulators and customer advocates. For example, afterwards several delays, the National Highway Traffic Assurance Administration allowable in 2014 that every new car congenital in 2018 and above accommodate a rearview camera. This affection is already acceptable accepted accessories in cartage above the amount spectrum, including the all-new Fit, Honda’s entry-level model, which includes a rearview camera on every trim level. “Safety has been democratized,” says Bill Visnic, a arch editor at Edmunds.com.
One industry accumulation blame the assurance envelope is the Allowance Institute for Highway Safety. After the government red tape, the IIHS can bound acclimatize requirements for its coveted “Top Assurance Pick” awards. Cartage that do able-bodied in IIHS blast tests accept a Top Assurance Pick designation. But to acquire the IIHS’s accomplished appraisement of “Top Assurance Pick ” this year, a agent charge accept an “advanced” or “superior” appraisement for front-crash blockage with a forward-collision admonishing system. To achieve these ratings, cartage charge accept a arrangement that includes automated braking; a admonishing isn’t enough. You ability apprehend that with added acrimonious tests, beneath cartage would excel. Rather, the Top Assurance Pick accumulation has grown, says David Zuby, arch analysis administrator for the IIHS.
Other blow admonishing systems accept become added accepted as well. A lane-departure admonishing arrangement uses cameras to watch the alley and active you if you’re afloat into addition lane; it’s on NHTSA’s recommended list. Blind-spot warning, which isn’t on NHTSA’s list, alerts you if a agent is in your dark spot. This year, bunched crossovers get these systems as alternative equipment; Mazda has upgraded the CX-5 to accommodate blind-spot warning, and Honda has able the CR-V with a lane-departure system, forth with forward-collision warning.
Improvements in infotainment systems abide to advance above dashboards. No amount the car, syncing a smartphone is accepting easier, and you can achieve added tasks after demography your easily off the caster or your eyes off the road. Apple’s Siri Eyes Chargeless approach currently appears in models from 10 brands. The affection allows you to absolute Siri to accomplish tasks via a button on the council wheel. Apple’s CarPlay is an chip arrangement that lets you use your iPhone anon through a car’s dashboard; Android users can get in the game, too, with in-car apps such as Pandora Internet radio, OpenTable and Bing.
Of course, all this tech is a dual-edged sword. Although drivers can do added after captivation a phone, aberration is still a problem. Researchers say that absent active can be as alarming as bashed driving. A contempo abstraction by the AAA Foundation for Traffic Assurance begin that inaccurate voice-recognition software and accoutrement that acquiesce complicated tasks, such as dictating a argument message, access distraction.
The crossover chic continues this year, so deals on them will be scarce. The newest segment: auto crossovers. Congenital on the platforms of auto cars, such as the Honda Fit, these new models are abate than bunched crossovers and action a lower price. Among the new offerings for 2015 are the Audi Q3, Chevrolet Trax, Jeep Renegade and Mercedes-Benz GLA. (Honda’s HR-V will access aboriginal in the year as a 2016 model, so it’s not included in our rankings this year.) The advertising will acceptable behest transaction prices abreast the sticker prices. Small and midsize crossovers accept replaced sedans (and, already aloft a time, base wagons) as the go-to ancestors cars, with their added burden amplitude and aerial ride, so prices will authority abiding there as well. New models accommodate the bunched Lexus NX and Lincoln MKC and the midsize Nissan Murano.
Full-size SUVs and trucks are authoritative a comeback, acknowledgment to bargain gas and new entries, so the amount slashing is past, at atomic for now. Ford’s redesigned, all-aluminum F-150 has bigger ammunition abridgement than the old model, and the new Chevrolet Colorado and GMC Canyon are abating midsize auto sales (a new Toyota Tacoma is on tap for 2016). Kiplinger’s is aback in the barter game, too; analysis out our Best Amount Awards for pickups.
As buyers about-face to crossovers, prices are abatement on sedans of all sizes. The midsize-sedan class is seeing the best defections, so you’ll acquisition affluence of incentives—mainly low-rate financing. In this aggressive segment, best of the above players accept been redesigned aural the accomplished three years; the Hyundai Sonata, Subaru Legacy and Toyota Camry were redesigned for 2015. Bunched cars will additionally be riper for haggling.
Sales of ample cars accept plummeted, but that hasn’t chock-full Chrysler from introducing a new 300 or Hyundai from revamping the Genesis. These cars accept all the appearance of the German luxemobiles at bisected the price. If big is your bag, you should be able to drive a deal.
With $4-a-gallon gasoline in the rearview mirror, blooming machines—including the all-over Toyota Prius—are angry sales slumps and will action the sweetest deals in 2015. Not abundant has afflicted in this space: The Tesla Archetypal S has added all-wheel drive as an option, and Kia and Volkswagen accept entered the electric-vehicle bazaar with the Soul EV and the e-Golf (mostly to accede with California fuel-economy mandates). “If you’ve been cat-and-mouse to cull the activate on a fuel-efficient car, now’s the time,” says Toprak. Abounding gasoline-powered cartage are advocacy ammunition abridgement with abate turbocharged and direct-injected gas engines, stop-start systems, and transmissions with added apparatus (Chrysler’s new 200 has nine).
The Kia Sedona minivan and the Subaru Outback and Volvo V60 wagons are the alone all-new models in their categories for 2015. Apprehend sales—and prices—on minivans and wagons to abide steady.
The boilerplate transaction amount for a new agent was $33,773 in December. That’s up 18% from 10 years ago, but adapted for inflation, it’s absolutely beneath big-ticket than the amount a decade ago. At the aforementioned time, abounding buyers are allotment college trim levels and higher-cost crossovers and SUVs.
Doing your appointment afore ambience bottom in a exhibit will admonition you get the best accessible deal. Analysis accepted transaction prices at Edmunds.com, Kelley Blue Book and TrueCar.com to see what others in your breadth are advantageous for the agent you appetite and to set a reasonable ambition price. Aback negotiating, accumulate all genitalia of the accord separate—the amount of the car, the costs and your trade. Hate to haggle? For $250, CarBargains uses its able negotiators to accost bids from at atomic bristles dealers in your area.
Interest ante are superlow, and if your acclaim account is aerial abundant (typically added than 700), you’ll authorize for the everyman amount (sometimes zero) offered by the automakers’ costs arms. Alike if you don’t accept aboriginal credit, you’ll apparently still authorize for a amount beneath 4%. Boutique for ante afore branch to the banker so you can accumulate your options open. If you’re offered a zero-percent rate, booty it, says Jessica Caldwell, arch analyst for Edmunds. Cash-back deals are few and far between, but if you accept the best amid a low amount and cash, Caldwell’s admonition is to lock in a low amount at a coffer or acclaim abutment and booty the banknote from the carmaker.
Longer-term loans are acceptable added accepted as buyers try to accumulate account payments low. But with a longer loan, you pay off the arch added boring and accept beneath disinterestedness in the car for the aboriginal several years. That agency if you absolute the car, you’ll still owe best of the note—possibly added than the allowance settlement.
Leasing could save you money, decidedly if you consistently accept a car acquittal because you tend to booty out abiding loans or barter in your cars frequently. Because you’re advantageous for abrasion alone over the appellation of the lease, payments are lower than if you financed the absolute amount of the car. The majority of leases are accounting for three years, so a busy agent is about consistently beneath assurance (see our adventure Aback Leasing Makes Sense.).
When you advertise your old car, don’t leave money on the table. “There are affluence of used-car buyers, so acquaint dealers you apperceive they’ll be able to cast it for a acceptable price,” says Karl Brauer, arch administrator of insights for Kelley Blue Book. Acquisition out what your agent is account at sites such as www.kbb.com, and boutique your old car at several dealers to admeasurement up a trade-in action (see our adventure Best Ways to Advertise Your Car). Accumulate in apperception that CarMax can usually exhausted added dealers’ offers, and you’ll about get alike added if you advertise the agent yourself to a clandestine party.
If you haven’t shopped for a new car in several years, you may be afraid at how abundant technology is arranged into the dashboard. Tech options may be arranged in packages, but if the choices are a la carte, here’s a adviser to what to choose.
Rearview cameras. As assurance standards rise, cars’ structural pillars are accepting bigger and windows accepting smaller, authoritative it harder to see abaft your car. Backover accidents account about 200 fatalities a year, but you can abstain abacus to that accomplishment by advantageous about $500 for a rearview camera.
Forward-collision warning. These systems use sensors to admonition you accumulate a safe ambit from the agent in advanced of you, which is abnormally accessible aback a agent that’s several cars in advanced of you stops abbreviate and creates a domino aftereffect of slamming brakes. Systems with automated braking are safer than ones that alone acquaint you of an approaching crash. Prices boilerplate about $400.
Navigation systems. There’s no charge to absorb $1,000 on a nav system. If you accept a smartphone with a maps app, you can get turn-by-turn admonition free. (Most new cars appear with Bluetooth hands-free systems to affix your buzz to the car’s audio system.) An bargain assimilation arise ($25 or beneath on Amazon) can ballast the buzz in an easy-to-see spot.
Blind-spot warning. These systems, about about $700, use cameras or alarm to acquaint you aback cartage are in your dark spot. But if you acclimatize your mirrors properly—pushed apparent aloof abundant so you don’t see any of your own fender—you won’t accept any dark spots. A accompanying technology, lane-departure warning, is account considering.
Carmax Ford F150 Limited – carmax ford f150 limited
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